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    Home»Business»Business Services»What is Professional Indemnity?
    Business Services

    What is Professional Indemnity?

    AngelineBy Angeline2 Mins Read
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    Professional indemnity insurance is designed to protect people who might be at risk from litigious clients. Any business that offers advice or services that may later be challenged by the client will almost certainly need indemnity insurance to ensure they are covered.

    In today’s society people are more and more likely to try and take issues to court to try and get financial remuneration from businesses, even if the business is not really at fault. Legal loopholes are being exploited more and more and as a result businesses who are simply trying to do their best and offer good advice or services to their clients can find themselves suffering financially.

    Certain high profile professions will almost certainly legally require professional indemnity insurance, however, for others, knowing whether or not it is likely to be necessary is not so clear cut.

    Such policies are likely to cover things such as negligence, breach of duty and liability, but it can also cover things as diverse as loss of data too. Therefore, any company who could conceivably see a way that accidents or other eventualities could lead to them facing legal reprisal will very much need the insurance. From management companies to will writers, there is a whole range of companies that may well offer services that should be covered by indemnity insurance.

    If you work in an industry that may benefit, your best bet is to get in touch with a professional company and find out if you need the insurance, and if so, which policy will be best for you. With so many different options, you only need pay for the cover your unique circumstances require. For those unsure of whether it is cost-effective, consider that the money saved from one single claim could pay for the cover for many, many years.

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    I’m Angeline (P.S. my friends call me Angie), a DIY and home interior obsessed US girl, and keen lover of travel, fashion, love and Italian food.I love travelling, enjoying amazing food and wine and style of all kinds. This is my happy place and really a creative corner of the world to share my simple, complex, entertaining and inexpensive projects, colourful lifestyle, budget travels ideas.

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